By: evelyn | Date: 2020-11-14
Mostly, workers know that they are eligible for a work injury claim after the accident that was not their mistake. But they don't know the complications waiting for them in the work accident claim's procedure. There are some mistakes that can ruin an accident at work claim. If you are not familiar with these mistakes, you may also be one of those persons and lose your compensation money. Dealing with a claims adjuster, your employer, and collecting evidence isn't something everyone can handle. Even a petty mistake may damage the reputation of your case.
You will find a bunch of websites with a list of steps to take after an accident at work. But no one really talks about the don'ts of an accident at work. People don't know what they should avoid after a work accident to get an injury at work claim. They are equally essential. You have to be vigilant from reporting the injury to filing your claim and dealing with a claims adjuster. We have noticed 10 mistakes people make after an accident at work and decided to share them with you. Let us know about the 10 things you should never ever do if you want to get a workplace injury claim.
On top of the list, we have the one where people take the first wrong step. This one wrong step instantly turns the tables, and victims become guilty of the accident. You may find it an easy escape to flee from the site of the accident. However, this is a huge blunder. Stay at the place of the accident. Check yourself for the injuries. If you are not badly hurt, make sure to photograph the place of the accident. If you can't do it on your own, ask someone else to do it for you. But no matter what happens, stick to the place of the accident.
I know it's a chaotic situation after the injury. You may be feeling excruciating pain due to your injuries. Plus, the trauma of the accident may have petrified you. Taking a look at the frowned face of your manager, you may start apologising for the accident and claim that the accident was your fault. It will significantly weaken your case and rather hold you liable for the accident.
You cannot get your work accident claim when you are negligent. Hence, hold your emotions and think wisely. Even if you think that the negligence was yours, don't utter even a single word and never accept the liability for the accident. Even if others are blabbering about you being at fault, just ignore them.
Nah, I am not saying about the place of the accident (of course, that goes without saying). Here, I am referring to the time you decide to make an injury at work claim. After you inform your manager about your intentions for making a work injury compensation claim, That friendly-looking manager or employer may suddenly change their attitude. They may put pressure on you to alter your mind.
But be ready to bear this pressure. You may get threats of getting sacked after you make a work injury claim. If you are determined to make your claim, go for it and don't give it a second thought. The employer cannot fire you for making an injury at work claim. If they do, you can fire a claim for unfair dismissal if you are living in the UK.
This one is really significant. Mostly, victims do not pay attention to recording their injuries. In the UK, every business is bound to have an accident book if they have more than 10 employees. You should record your accident in this book. Make sure to record it with the proper date and time. Also, add the description of your injuries. Keep in mind, it may not be easy for you to record the accident as the manager may be reluctant to do so. However, convince your manager to do so. It will be a great help when it comes to getting a work accident compensation claim.
After the workplace accident, you have 3 years to make a work injury claim. This may seem like a hefty amount of time, but it's not. The sooner you make your claim, the better it is. Never wait for the time limit to come to a near end to make your claim. The later you make your claim, the tougher it will be to get it successfully. Victims often remain negligent in making a claim. Hence, they forget some important details about the accident due to the effect of time. Plus, they also lose some important documents for the accident when making a claim 2 years after the accident. Thus, don't jump on the same bandwagon.
If waiting too long is a bad idea, why not file the claim soon after the accident. In fact, it's worse than this. Filing your claim too early leads to having insufficient pieces of evidence. It can have an adverse effect on your case. You may not be able to prove your innocence for the accident due to the lack of evidence. That is why do not show too rush when claiming compensation for an accident at work. The best time to make a claim is when you have sufficient evidence to deal with a claims adjuster and make a successful claim.
One of the most formidable steps in making a workplace accident claim includes dealing with a claims adjuster. This chummy-looking person may appear to be your true blue, but that is not the case. They can easily play with you without letting you know. Thus, you may lose your injury at work claim.
After the investigation of your case, they may make a settlement offer pretending it to be more than a reasonable amount. But it's not enough for you. They may show like you cannot get more than that. Here, your negotiation skills come to your help. Negotiate with the adjuster to maximise your claim money and don't accept this offer.
When dealing with a claims adjuster, always be vigilant. Remember, the job of the adjuster is to either deny your claim or to reduce it. They use various tricks for this purpose. One of these tricks is to ask a client for a recorded statement. It works in a pretty simple way. You have to answer the questions of the adjuster when it's getting recorded. The claims adjuster may ask you questions in a way that may be a trap. You may give an answer conflicting with what you are claiming. It can damage the reputation of your case. Hence, you should politely refuse to give the statement.
Like the recorded statement, demanding access to the medical record of a patient is also a trick from the adjuster. If you sign a document stating that the adjuster can access your medical history, you may put yourself in trouble. They may relate your injuries to some previously happened accidents or with your previous medical records. The adjuster has the right to access your medical records, but only those records that are directly related to your case, not with the history. That is why don't sign any document that allows the claims adjuster to reach your medical history.
Making an injury at work claim is not easy. You can analyse this based on the mistakes I have mentioned above. Taking even a single wrong step may lose your claim money. That is why you should play safe and let experts handle the case. We have expert injury claim specialists who know how to get your compensation. From day 1, we cater to all the formalities of making an accident at work claim. Based on the years of experience, we know how to maximise your compensation money. Wanna make a successful claim without any hassle? Get connected to us.
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