How Long Does A Work Accident Claim Take

By: evelyn | Date: 2021-01-27

You may have scene insurance or court cases pending for years without reaching any fruitful conclusion. It may scare you when it comes to making your own accident at work claim. You’re not alone. Victims of workplace accidents often get scared of this thought that they may have to deal with their cases for years without reaching a settlement.

You may be wondering how long does a work accident claim take. After all, you wouldn’t wanna negotiate with the claims adjuster or go to the court hearings for years. That’s why you need to know the time it takes to settle a work accident claim. That’s what we are going to share with you in this post.

First, we will start from the basics to know what makes you eligible for making a workplace accident claim. Then we know how long after an accident at work can you claim your compensation. After that, we will know how long does a work accident claim take. Not only this, there are various factors that can affect your duration of injury at work claim. We’ll also analyse them. Without any delay, let’s get started.

Can I Make A Claim For Personal Injury At Work?

In the UK, employers have certain duties towards the health and safety of workers in the workplace. If you think that your employer has failed to meet these safety standards and you have sustained an injury in a workplace accident you can claim for a personal injury at work. The employer won’t you out of your own pocket but the insurance company of your employer will be compensating you.

Once you make a claim against your employer, the insurance company will investigate the case and judge the validity of your claim. If you are eligible, then they will offer you a settlement amount. If you are not satisfied with the outcome of your case, you can go to court to get your compensation.

What Is The Workplace Injury Claim Time Limit?

After the accident, you don’t get an unlimited amount of time to make your claim. There are certain rules and regulations that restrict you to make your work accident claim within a specific time limit. If you can’t start your claim within the three years after the accident, you may not be lawfully eligible to make your work injury claim.

According to the UK laws, the work injury claim time limit is three years from the date of the accident. It means that you have three years to make an injury at work claim against your employer from the day you sustained an injury at work. However, there are certain conditions in which you can still make your work accident compensation claim even after three years of the accident. But don’t take such a risk.

How Long Does A Work Injury Claim Take?

There isn’t any rule of thumb regarding the time it takes to settle an injury at work claim. There are multiple factors that change the duration of your workplace injury claim. However, if we give you a rough figure, we can say that it typically takes six to nine months to settle a work injury claim. But some claims can be settled in less than four months while some take more than a year.

Let’s have a look at the five most common factors that affect the time it takes to get your accident at work claim.

1) Type And Seriousness Of Your Injuries

Injuries and their types have a great impact on the time it takes to settle a work accident compensation claim. Some injuries take longer to heal. For instance, a whiplash injury can take months to heal. Therefore, you may have to spend months getting the treatment. During this time, you may not be able to estimate your work injury compensation amount. That is why your work injury claim may linger on.

2) Whether The Other Party Accepts The Fault

This one has a direct and a major impact on the duration of an accident at work injury claim. If your employer accepts their fault for the accident, the process gets pretty simple. Now you just have to strive to maximise your work injury compensation amount. But if the other party doesn’t accept their fault, then you will have to first prove that you were not negligent at the time of the accident. That is why it may take longer to settle your accident at work claim.

3) Your Negotiation Skills

If you are naturally good at negotiations, you may be able to get your work injury compensation amount a bit earlier. But if you aren’t gifted with it, it’s time to polish your skills. When dealing with an insurance claims adjuster, you need to be witty and know exactly what you need to prove your stance.

4) Partial or Full Fault

If the employer is entirely responsible for the accident, you just have to prove it and get your compensation money. It may take only a few months. But if you were also at fault, you may have to share the liability of the accident with the employer. Under this condition, the biggest conflict is to decide how much negligent each party was. It may even take months to reach a suitable ratio to split the compensation money.

5) Injury Claim Specialists

When it comes to making a work accident claim, there are two possibilities. You can either take the case in your own hands or hire an injury claim specialist. It may take longer to get your compensation money if you take it in your own hands. Plus, you may also risk your claim due to the lack of expertise in injury claims management. On the other hand, injury claim specialists can handle your case with perfection. They don’t only handle all the formalities on their own but also reduce the time it takes to get compensation for injuries at work.

How Long Does It Take To Settle The Claim After I Accept The Offer?

The insurance company keeps on offering you a settlement amount. Once you find a suitable amount of compensation for your work accident, you can get your compensation within a few days. But commonly, the victims get their payment within two to four weeks after they accept a settlement offer.

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