All You Need to Know About Whiplash Claims

By: admin | Date: 2020-03-18

Whiplash is among the most common injuries that a person can get in a car accident. On average, 1.6 million car crashes happen each year and hundreds of thousands of people receive whiplash in these accidents. When a car gets hit by another object in speed, it gives a violent shock to the persons inside the car. This shock damages the soft tissues and muscles of the neck which results in whiplash injury.

Getting treatment for the injury can be expensive and time-consuming. You may need to empty your pockets to get proper medical care for the injury. To avoid this situation and save your bank accounts, you can get whiplash claims compensation. This amount of compensation will help you to cover all the expenditures of your medical treatment. So you don’t have to spend even a penny from your pocket to get any medical help. If you know the whiplash claims procedure in-depth, you can get it without even hiring anyone.

But there are a lot of other questions that come into a person’s mind when one hears about whiplash claims. They might be about your eligibility for the claim, its average payout, the time limit for filing the claim, etc. We have collected some frequently asked questions about whiplash claims and gathered them in one place. So that you can get the answers to all your questions in a single article.

What is a Whiplash injury Claim?

Whiplash claim is the amount of compensation that is given to the person who receives whiplash injury in any mishap. This amount of compensation helps a person to pay its medical expenditures for the injury. It covers all the medical expenses with some amount still left for the person.

Am I Eligible to Get a Whiplash Claim?

You are not alone if you are also worried about your eligibility for the claim. There are a lot of people who do not know whether they are eligible to file a claim or not. Some people don’t even file their claims because they have no idea about their eligibility for the claim. The rule is simple; you deserve to get compensation if the fault was not yours. If you can prove in the court that the accident was caused due to the negligence of the other party, the amount of claim is yours.

Can I Claim If It Was My Own Fault?

Personal injury claims are made when the fault is not yours. If the accident was caused due to your own negligence, it is highly unlikely that you can get your claim. For example, if your car gets out of your control and hits a tree, there is no other person to blame. That is why in such cases, you cannot get your claim. But sometimes, you are eligible to make a claim and you don’t know it. So before making any assumption, always discuss your case with an injury claims specialist to get proper guidance about your case.

Do I Need an Injury Claims Specialist?

The question may arise in your mind; what do I need an injury claims specialist when I can get my money with hiring anyone. There is no compulsion in hiring an injury claims specialist. It is always your choice and purely depends on your will. If you think that you can handle your case without any help from the expert, it’s fine. But it is better to hire one as it becomes a lot easier to get your claim because one handles all the formalities on your behalf. Moreover, you can get more money as your compensation if you hire an injury claims expert on your behalf.

There are a lot of things to know when dealing with an insurance claims adjuster. As it is not the job of a layman, one doesn’t know what to do after an accident. Having a lack of knowledge results in making such mistakes that may end up losing your claim money.

Time-Limit for Filing Whiplash Claims

The time limit for all types of personal injury claims is three years which involves road traffic accidents. If you have been in a road traffic accident in the last three years and got whiplash injury, you can get a whiplash claim.

If someone, who is under 18, has got a whiplash injury in any road accident, the amount of compensation can be claimed by the parents on one’s behalf. Contact us to know more in-depth about it.

There are some people who don’t know about the time limit for filing the claims. When they develop whiplash injury, they think that they cannot get whiplash claims because some time has passed to the accident. In this way, they remain deprived of their due share of claim money.

Why Getting Whiplash Claims Can be Tough

The process of filing whiplash injury claims may seem simple and you may think that you can easily get your claim. But that is not the case. There are a lot of factors that make it difficult to get whiplash claims.It becomes very difficult sometimes to prove that the other party was at fault due to the complexity of the case. So it becomes difficult to get your claim.

The symptoms of whiplash often appear after some time gets passed to the accident. This makes it hard to determine what was the actual cause of whiplash injury. It also adds to the difficulty of getting whiplash compensation.

Moreover, some minor cases of whiplash don’t even require going to a doctor. They can be treated at home. When you get treatment at home, you don’t have any medical evidence of the injury. Having a lack of evidence makes it even harder to get your whiplash claim.

Average Payout for Whiplash injury UK

The amount of compensation a person gets is totally dependent on the severity of the injury one has got. But a minor case of a whiplash injury can get you an amount of £1,000 to £2,750 but it also depends on many other factors. In some cases, people have received more than £95,000 as their amount of compensation from the insurance company. So there is no fixed amount a person gets for one's whiplash or neck injury. The estimated range for your whiplash claim compensation has been mentioned above.

Note: The amount of compensation changes from time to time. A lot of changes have been made related to whiplash claims. According to Whiplash Reforms 2020, the minor cases of whiplash will be compensated between £1,000 to £5,000.

How Much Does it Cost to File a Whiplash Claim?

Whiplash cases can be costly. Sometimes, you have to pay thousands of pounds to get your claim. But nowadays, a lot of firms are providing injury claims services on No Win No Fee compensation basis. It means that you don’t have to pay even a penny until you win your case. So you don’t have to worry about the fee of your legal representative. If you don’t win your case, you will not have to pay anything to your representative.


Having complete knowledge about whiplash injury and filing its claims is very important. If you don’t know about filing your claim, you may not be able to get it for you. It becomes a lot easier to get your claim when you have proper knowledge about getting it. It is not possible to answer all the questions in a single article. But, I have tried to answer all the possible and frequently asked questions about whiplash injury claims.

    All You Need to Know About Whiplash Claims
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