Getting into an accident is one of the most miserable experiences of life. It not only ruins your day but also disrupts your routine life. There can be a number of outcomes of an accident. The injuries you receive can range from minor cuts and scratches to serious injuries and disabilities. While some accidents are so fatal that it may even lead to the death of the victim. One of the most common types of injuries received in an accident is a whiplash injury.
It is a soft tissue neck injury that is most commonly caused in a car accident. It disrupts your daily routine. You may not be able to participate in the activities that were once a source of pleasure for you. Besides that, you may not be able to work for some time. The duration can range from a few days to several weeks or even months depending on the severity of the injury. So, how will you be able to bear the expenses caused by the accident?
There is one reason you should not be worried. You can make a whiplash injury claim if you have been in an accident. If you meet the eligibility criteria of making a whiplash injury claim (which is described below), you will be able to get it. So let us get started.
When you get in an accident, there are a number of injuries that you conceive in it. It takes some time to heal these injuries. There are some injuries which take time to heal. During that time, you cannot go to work. Being absent from work for a long time may even result in your replacement. In this way, you may lose your job as a result of your whiplash injury that is not even your fault. It severely affects your bank account and you may only have to rely on your savings, if you have any.
If you have been in a car accident or any other accident that resulted in a whiplash injury, there is one reason not to worry. You can make a whiplash injury claim. It will help you cover all the expenses you had to bear due to your whiplash injury. So what are the conditions to get a whiplash injury claim? For making your claim, you have to meet the following criteria.
If you have conceived a whiplash injury caused by the accident where it was not your fault, you deserve to get compensation for your injury. After getting into an accident, you have a time limit of three years to make your claim.
The definition of “Loss of income” or “Loss of Earnings” is self-explanatory. It means the loss of earnings that happens as an outcome of a car accident. When a claimant gets into an accident, gets a whiplash injury and loses the job or other means of earnings, it is called a loss of income. It happens when a person has to refrain from doing any such activity which is a source of earning for one. This loss of earning can be short-lived or set in for a long haul depending on the severity of the injury. Having this condition either makes you dependent on someone else or you have to reckon on your savings or pension.
As mentioned above, a whiplash injury may hold you back from joining any profession you can start earning with. But you should not be suffering if the accident was not caused by your negligence. You can get compensation for not only your medical expenses but also for the loss of earnings.
When it comes to claiming for the loss of earnings, there are two main types. The loss of earnings for the past. It includes the amount of money you could earn if the accident did not occur. For example, you are making your claim two months after the accident and during these two months, you could earn £3,000. These three thousand pounds are your loss of earnings for the past.
But you may still not be in the condition to re-join your work at the time of making your claim. In such a condition you may not be able to work for two more months according to your medical reports. If this is the case, you can also make a claim for the future loss of earnings. You just have to prove that you will not be able to work for a certain period of time.
When you do not go to your work, it is not just your salary that you have to compromise on. There are a lot of other things you lose during this time. You might have missed the opportunity to get a promotion or paid holidays that would you enjoy otherwise. It is not fair that you slipped the opportunity to get these benefits.
Besides that, there are a lot of other work-related benefits such as a bonus or increase in salary. But you could not put these eggs in your beer. But all have not lost. There is an opportunity for you to re-catch what you have lost. You can claim for all these things when making a whiplash injury claim. It is better to hire expert injury claim specialists. It is because getting compensation for these benefits is tricky and requires an expert to handle the case.
It is relatively easier to calculate and estimate the loss of income for a person who is doing a job. But some people are often confused whether they can claim for loss of income when they are self-employed or not. Technically yes. You can make a claim for loss of earnings when you are self-employed. It is even more complicated in this scenario. If you want to make a claim for the loss of earnings when you are self-employed, here are the tips to follow.
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