All You Need to Know About Personal Injury Claims

By: admin | Date: 2020-05-06

If have heard the word personal injury claims often. There is a chance that you also be familiar with what they are and their main types well. But there are a lot of things you do not know about these injuries. It is important to have proper knowledge about injury claims so that you can take the right steps to get your claim. If you do not have a proper understanding of injury claims. You may put yourself in hot waters by taking any wrong step. In this article, you will be told about all the things you need to know about personal injury claims.

What Is a Personal Injury?

Personal injury refers to any type of physical injury that is caused due to the negligence of any other person. It is, in fact, a legal term that is used for injuries caused to the body of the persons. The most common types of personal injuries include broken legs and arms, broken toes, backbone injury, head injury, whiplash injury etc.

But there are a lot of injuries which make you eligible to get compensation for your injury. To get compensation for your injury, there has to someone on whom you can put the liability of the accident. Before we dive in more depth, let us first know:

What are Personal Injury Claims?

A personal injury claim is the amount of claim that is given to the injured person to get proper treatment for the injury. It is given as an amount of compensation by the insurance company of the person who is at fault. If you believe that the fault is of any other person. You should get a specialist and file your claim as soon as possible.

Personal Injury Claims Time Limit

Personal injury claims are time-bound. You do not have an unlimited amount of time to file your claim. The general rule for the time limit of personal injury claims states the three years after getting into an accident. It means that you are eligible to make a claim any time within the three years after your injury. But, it is best to file your claim as early as possible. It is because the earlier you will make your claim, the sooner you will get it.

Common Types of Personal Injury Claims

There are a lot of types of personal injury claims. The method to file the claim also varies with its type. Here are a few of the most common types of personal injury claims.

Car Accident Claims

Car Accident claims are the most common type of injury claims. People suffering from the injuries suffered in car crashes are eligible to make a claim if they were not at fault. If you have been in any car accident within the last three years, you are entitled to get compensation for it.

Accident at Work Claim

Despite taking all the precautionary measures, workplace injuries are still very common. You may get injured by slips, trips and falls, fire, getting hit by heavy objects in the head etc. If you have conceived an injury at work without your negligence, you are eligible to get an accident at work claim.

Whiplash Injury Claim

Whiplash is among the most common injuries a person can get in a car accident. It is a soft tissue neck injury. It happens when the soft tissues and muscles of the neck get damaged by a forceful shock received in the accident. If you are suffering from a whiplash injury as a result of any injury, you deserve to get a whiplash injury claim.

Medical Negligence Claim

Medical Negligence is a case of receiving substandard treatment from the doctor. If you have been a victim of medical negligence, there is one reason you should not be worried. You are eligible to get medical personal injury claim for your injury.

Slip, Trip and Fall Claims

Slips, trips and falls can result in serious injuries. Working on slippery surfaces or at high places possess the risk of getting an injury from slips, trips and falls. If you have been injured as a result of any such accident, you are eligible to get file a slip, trip and fall claim.

Industrial Deafness Claim

Working for a long period of time in an excessively loud environment can damage your ears. You may not be able to listen properly. In such cases, where hearing loss is a result of your job, you can file your industrial deafness claim.

What Does Your Personal Injury Claims Cover?

When it comes to getting compensation for injury claims, one may ask what will you get in return. You may be wondering about the damages that your personal injury claim will cover. To make it simple, your injury claims will cover two main types of expenses. These are general damages and special damages.

1) General Damages

General damages include the amount of compensation for the expenses directly related to the accident. It includes the compensation for the medical expenses for your injuries, compensation for your pains and sufferings etc.

2) Specific Damages

Special damages are given to the injured person as compensation for the out of pocket expenses. These damages cover all the expenses that are indirectly linked with the accident. These are given to help you get in the financial position in which you were before the accident. Specific damages include transportation expenses, loss of job, repair and replacement of the damaged property etc.


It is important to have proper knowledge about personal injury claims in order to get it. If you do not know in depth about getting your claim, you should not take your case in your hands. If you take in your hands without having first-hand knowledge, you may lose the amount of compensation.

    What You Need to Know About Personal Injury Claims
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